How We Will Calculate Your Balance: We use a method called average daily balance (including new purchases). America First Credit Union offers regular certificates of deposit (CDs). And, enjoy NO PAYMENTS for the first two. Example: A 5-year, fixed-rate used car loan for 25,000 would have 60 monthly. You can buy or refinance your automobile with American Heritage and save with rates as low as 6.49 APR for 75 months. Rate valid for 30 days from the date of original application submission. $10.00 or 2% of the amount of each balance transfer, whichever is greater Example: A 5-year, fixed-rate new car loan for 37,000 would have 60 monthly payments of 718 each, at an annual percentage rate (APR) of 6.14. To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau. We will not charge any interest on purchases if you pay your entire balance by the due date each month.įor Credit Card Tips from the Consumer Financial Protection Bureau Your due date is 25 days after the close of each billing cycle. How to Avoid Paying Interest on Purchases Platinum Rewards: 9.9% APR - 13.90% APR, based upon credit worthiness Credit Cards Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) for Purchases and Cash Advances and Balance Transfers that occur after six months of opening the card.
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